Short-Term Health Insurance

You missed the window.
You're not covered.
Now what?

A gap in health coverage is not just an inconvenience โ€” it's a financial risk. One urgent care visit, one unexpected diagnosis, one accident. The cost without coverage can be devastating.

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Does any of this sound like your situation?
Missed Open Enrollment and don't qualify for a Special Enrollment Period.
You may be able to enroll in a short-term plan immediately โ€” no enrollment window required.
Between jobs and evaluating your coverage options.
A short-term plan may be an option to bridge the gap โ€” we help you weigh what makes sense for your situation.
Waiting for new employer benefits to start and have a gap in coverage.
You may be able to get short-term coverage within days โ€” bridging the gap until your benefits begin.
Just graduated and aged off your parent's plan before finding a job with benefits.
You may qualify for a Special Enrollment Period โ€” if that window passed, a short-term plan bridges the gap.
Retired early before Medicare eligibility and have a multi-year gap to fill.
You may want to look at both short-term health and ACA marketplace options depending on your income.
Self-employed and not sure what health coverage options are available to you.
A short-term plan may bridge the gap while you evaluate your longer-term options.
Moved to a new state and missed the enrollment window during the transition.
You may still qualify for a Special Enrollment Period โ€” relocation is a qualifying event. If not, a short-term plan bridges the gap.
Had a medical event during a coverage gap and got hit with the full cost.
You may want coverage in place before another event occurs โ€” short-term plans can activate within days.
Know you're exposed but think nothing will happen.
You may be one unexpected ER visit away from a bill that changes your financial situation entirely.
Want to make sure you have coverage while figuring out your longer-term situation.
A short-term plan can give you breathing room while you work through your longer-term options.

Every day without coverage
is a day you're exposed.

Short-term health insurance is not a perfect solution โ€” but it is a real one. It puts coverage in place while you wait for your next enrollment opportunity. It can be active within days. It is better than nothing โ€” significantly better.

Find Your Coverage
Simple process

Three steps to coverage

01

Tell us your situation

How you lost coverage, when, and what you need covered โ€” we assess your options starting from where you are.

02

We find bridge coverage

Short-term plans, ACA Special Enrollment Period eligibility, or both โ€” we identify what's available for your specific situation.

03

You get covered fast

Short-term plans can activate within days of enrollment. We handle the process so you're not exposed any longer than necessary.

Talk to a licensed agent

Call or leave a message. Your call will not be missed.

Call or leave a message
240-744-0569
Mon โ€“ Fri  ยท  We return every call
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Find Your Coverage

Get Your Short-Term Health Insurance Quote

A licensed agent will follow up within one business day.

Short-Term Health Insurance โ€” Quote Request
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