We help individuals and families compare every ACA health plan available in their ZIP code — at no cost to you.
The Affordable Care Act (ACA) established a health insurance marketplace where individuals and families can shop for comprehensive health coverage. Plans are available in four tiers — Bronze, Silver, Gold, and Platinum — and many enrollees qualify for federal subsidies that reduce monthly premiums.
ACA Open Enrollment runs November 1 through January 15 each year. Coverage begins January 1 if you enroll by December 15, or February 1 for enrollments between December 16 and January 15.
Many enrollees qualify for premium tax credits that reduce their monthly costs. Eligibility is based on household income and size. Our agents check your eligibility as part of every consultation — at no charge.
ACA plans come in Bronze, Silver, Gold, and Platinum tiers. Bronze plans have lower premiums and higher out-of-pocket costs. Platinum plans have higher premiums and lower out-of-pocket costs. We help you find the right balance for your situation.
If you experience a qualifying life event — job loss, marriage, new baby, or relocation — you may qualify for a Special Enrollment Period outside of Open Enrollment. You typically have 60 days from the event to enroll.
All ACA marketplace plans cover the ten essential health benefits including hospitalization, emergency care, prescription drugs, maternity care, mental health services, and preventive care.
As an independent broker we compare every plan available in your ZIP code across all carriers in Georgia, Maryland, and Virginia. Our services are free — we are compensated by carriers when you enroll, not by you.
Each state runs its own marketplace. We are licensed in all three and can help you compare plans wherever you live.
Georgia residents shop through the federal marketplace at HealthCare.gov. We serve clients across Atlanta, Marietta, Alpharetta, Savannah, Augusta, Macon, Columbus, and communities statewide.
Maryland residents shop through Maryland Health Connection. We serve clients across Baltimore, Silver Spring, Rockville, Bethesda, Gaithersburg, Columbia, Annapolis, Frederick, and the DC suburbs.
Virginia residents shop through Virginia's Individual Marketplace. We serve clients in Northern Virginia including Arlington, Alexandria, and Fairfax, as well as Richmond, Virginia Beach, Norfolk, and Charlottesville.
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