Turning 65 · Already on Medicare

Medicare Plans
Georgia · Maryland · Virginia

We compare Medicare Advantage, Supplement (Medigap), and Part D drug plans side by side — helping you find the right coverage for your doctors, medications, and budget.

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Your Medicare Options

Understanding Medicare Plan Types

Medicare has several parts and plan types. We help you understand the differences and find the combination that works best for your health needs and budget.

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Medicare Advantage (Part C)

Medicare Advantage plans are offered by private insurers and replace Original Medicare. They typically bundle hospital, medical, and drug coverage into one plan, and often include additional benefits. Plans vary by carrier and location.

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Medicare Supplement (Medigap)

Medicare Supplement plans work alongside Original Medicare to help cover out-of-pocket costs like copayments, coinsurance, and deductibles. Common plan letters include Plan G and Plan N. Premiums vary by carrier.

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Part D Prescription Drug Plans

Part D plans provide prescription drug coverage. If you have Original Medicare with a Supplement plan, you will need a separate Part D plan. We compare formularies and costs across available plans in your area.

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Medicare Enrollment Periods

Your Initial Enrollment Period begins three months before you turn 65. The Annual Enrollment Period runs October 15 through December 7 each year, allowing you to switch or change plans for the following year.

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Annual Plan Review

Medicare plans change their premiums, formularies, and networks each year. We recommend reviewing your coverage annually during the Annual Enrollment Period to make sure your plan still fits your needs.

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How We Help

As an independent broker we are not tied to any single carrier. We compare all available Medicare plans in your area and explain the differences in plain language — at no cost to you.

Common Questions

Frequently Asked Questions

What is the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage replaces Original Medicare with an all-in-one plan from a private insurer, often including drug coverage. Medicare Supplement works alongside Original Medicare to cover gaps like copays and deductibles.
When can I enroll in Medicare?
Your Initial Enrollment Period starts three months before your 65th birthday month. The Annual Enrollment Period runs October 15 through December 7 each year.
Do I need a Part D plan if I have Medicare Advantage?
Most Medicare Advantage plans include prescription drug coverage. If yours does not, or if you have Original Medicare with a Supplement plan, you will need a separate Part D plan.
Is your Medicare consultation free?
Yes. We are compensated by carriers when you enroll. There is no cost to you for our consultation or comparison services.
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