By accessing or using the SWInsures website at swinsures.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website.
1. About SWInsures
SWInsures (SW Insurance Partners, LLC) is a licensed independent insurance broker serving individuals and families in Georgia, Maryland, and Virginia. We offer quote comparisons across ACA health, Medicare, dental, vision, life, auto, and home insurance products.
2. Use of This Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others. You may not:
- Submit false or misleading information through our quote request form
- Attempt to gain unauthorized access to any part of our website or systems
- Use automated tools to scrape or collect data from our website
- Transmit any harmful, offensive, or disruptive content
- Impersonate SWInsures or any of our agents or representatives
3. Insurance Information Disclaimer
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Plan availability, pricing, and benefits vary by state, carrier, and individual circumstances and are subject to change.
All insurance quotes are estimates only. Final rates and coverage details are determined by the insurance carrier and are subject to underwriting approval. Enrollment in any plan is not guaranteed until confirmed by the carrier.
SWInsures agents are licensed in Georgia, Maryland, and Virginia only. We cannot provide insurance services in states where we are not licensed.
4. Quote Request Form
By submitting a quote request through our website, you:
- Consent to be contacted by a licensed SWInsures agent by phone, email, or text message
- Confirm that the information you provided is accurate to the best of your knowledge
- Understand that submitting a quote request does not obligate you to purchase any insurance product
5. No Guarantee of Results
SWInsures makes no guarantees regarding the availability of specific plans, subsidy amounts, or premium pricing. While we work to find the best options for each client, insurance eligibility and pricing are ultimately determined by carriers and government programs.
Statistics referenced on our website (such as average subsidy amounts) are based on publicly available data and may not reflect your individual situation.
6. Intellectual Property
All content on this website, including text, design, graphics, and code, is the property of SWInsures (SW Insurance Partners, LLC) and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
7. Third-Party Links
Our website may contain links to third-party websites including insurance carriers, government and healthcare portals. These links are provided for your convenience only. SWInsures has no control over and assumes no responsibility for the content, privacy policies, or practices of third-party websites.
8. Limitation of Liability
To the fullest extent permitted by law, SWInsures shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on any information provided herein. Our total liability for any claim arising from use of this website shall not exceed $100.
This website is provided "as is" without warranties of any kind, express or implied.
9. Governing Law
These Terms of Use are governed by the laws of the State of Maryland, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Maryland.
10. Changes to These Terms
We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with an updated date. Your continued use of our website after changes are posted constitutes your acceptance of the revised terms.
11. Contact Us
If you have any questions about these Terms of Use, please contact us:
- Email: info@swinsures.com
- Phone: 240-744-0569
- Website: swinsures.com