Losing employer coverage? You may have 60 days to enroll in a replacement plan. Don't wait →

Licensed in Maryland

One of these
probably sounds like you.

→ Did you lose your employer-sponsored insurance?
→ Are you currently uninsured and want to see if you can get covered?
→ Your employer offers a plan — but you're not sure if it's your best option?
→ Are you approaching Medicare age and not sure where to start?
→ Do you own a business but aren't sure what coverage you actually need?
→ Simply want to talk to someone about your situation — no pressure?

If any of these sound like you — let's talk.

Request a Quote 📞 Call 240-744-0569
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You already know
you need to do something.
This is the step.

Most people wait too long — until a deadline passes, a claim happens, or a contract gets rejected. The ones who act early always say the same thing: they wish they had done it sooner. Getting started takes minutes.

Request a Quote
Coverage in Maryland

Every plan we offer
in Maryland

Select the coverage that applies to your situation.

ACA / Marketplace Health Insurance For individuals and families — including those losing employer coverage → Medicare Plans Advantage, Supplement, and Part D — for those turning 65 or already on Medicare → Short-Term Health Insurance Bridge coverage when you're between plans or missed enrollment → Dental & Vision Insurance Standalone plans available any time of year — no enrollment window → Life Insurance Term and whole life — protecting your family's income and your home → Personal Auto Insurance Required by law in Maryland — we shop multiple carriers for the right fit → Homeowners & Renters Insurance Protecting your home, your belongings, and your liability → Commercial Auto Insurance For businesses using vehicles — personal auto does not cover business use → Business Insurance — BOP, GL & E&O Liability and property protection for Maryland small businesses →
Why timing matters

Insurance has windows.
Most people miss them.

Maryland's insurance landscape runs on deadlines. Enrollment periods, qualifying events, and penalty windows are real — and missing them has real consequences. Here is what you need to know.

⏰

60 days from job loss

Losing employer coverage triggers a Special Enrollment Period. After 60 days the window closes and you wait until November.

📅

Medicare has a 7-month window

Your Initial Enrollment Period starts 3 months before your 65th birthday. Missing it can mean a permanent penalty on your premium — for life.

📈

Life insurance costs more every year you wait

Term life premiums are based on your age and health at the time of application. The right time is always sooner than you think.

60
Days to enroll after losing employer coverage in Maryland
7
Month Medicare Initial Enrollment window around your 65th birthday
Nov 1
ACA Open Enrollment begins — plan ahead, don't rush

Talk to a licensed
Maryland agent

Call or leave a message. Your call will not be missed.

Call or leave a message
240-744-0569
Mon – Fri  ·  We return every call
or fill out the form below
Maryland residents

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A licensed agent will follow up within one business day.

Get Your Maryland Insurance Quote
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